Life, Money

10 Tips to Being MoneyBrilliant – Part 3

Published on September 3, 2015 9:24 am, by

In the last 2 posts we’ve gone with some pretty obvious stuff.  And now we’re on to the not so obvious.  Some of these tips may take a bit of work, a bit of time or be thinking outside the box a little.  Find your top tip to help you save some money!

Cook like Nana does

Make stuff from scratch.  Instead of purchasing premade sauces make your own.  Make pizza dough from scratch.  Make your own gravy.  Make your own toasted muesli.

Nana probably didn’t have the flash kitchen gadgets that you might own, but work out how you can get the best value from them.

Clean like Nana does

Every now and again be inspired to find out what you can do with bicarb soda, vinegar, water and lemon.  It’s definitely a cheaper way of cleaning and making the mix isn’t too labour intensive.

If you don’t already own some microfiber or long lasting cloths, consider purchasing them.  You can just throw them in the wash and use them over and over again.

Freshening up your gym gear

Just recently I read an awesome tip for getting the smell out of sports clothes.  Soak in one cup of white wine vinegar & water before putting in to your washing machine.

Disclaimer: I haven’t tried it yet!

Grow your own herbs

For an initial outlay that’s the same as a bunch of herbs in the supermarket it is possible to grow your own.  And no more waste, you only harvest as many as you need to use.

Unsubscribe to retail store emails

Purchasing in store often becomes more attractive – think extra 10% discount – if you sign up to the email list.  This is very effective until you are bombarded with sale emails.  So sign up, get your discount and then unsubscribe.  If you shop somewhere regularly it might be worth staying on the distribution list for sales, however consider setting up an email rule to direct the emails somewhere you can go through at your leisure.

Rethink your holidays

Go back to nature.  Camping?  Glamping?  Sure holiday resorts are great fun, but they’re also money suckers!  Consider your options.  There are cheaper holidays out there that still include a bed and bathroom.

Do a loop of the house before leaving

Make sure all the lights are out, especially the heat lamp in the bathroom.  Turn off all appliances, especially the coffee machine.

Be mindful with your gift purchases

Think about how many people you will be buying for over the next twelve months.  Set a realistic budget.  Commit to putting away money each pay period towards this.  When it’s time to get gift ready consider what the person really needs.  Would they appreciate the gift of labour?  Rather than buying an item can you go to dinner, lunch, or to the movies and make that your gift to each other?  Do you have rewards points on your credit card that you can redeem for a voucher?  If you have an item or experience in mind do some online research.  Often once you start looking you can find discounts and bargains without too much work.

Practice discipline – don’t impulse buy

Recognise what you want as opposed to what you need.  If you want something, give it a few days to mull it over.  If you still really want it, look at your budget and consider what you may need to give up to get that.  If it’s still attractive consider using it as a reward.  What can you convince yourself to do, or not do, to get that reward?

Understand your State’s public transport

Each public transport system is different.  Check out yours online.  Mine is Sydney.  We have a free city shuttle bus.  We have Opal cards.  Using the Opal card allows you to take advantage of (a) free travel after the first 8 trips in a week, (b) unlimited travel for $2.50 on a Sunday, (c) Off peak train discount and (d) capped weekly travel to the airport.

For more tips to being MoneyBrilliant check out –

10 Tips to being MoneyBrilliant

10 Tips to being MoneyBrilliant – Part 2

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Jen is an experienced banking professional who loves wine, coffee, finding a bargain and of course her three beautiful children. Since Jen's first budget led her to buy a home at 20, Jen has passionately helped others to make better decisions with their money.

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