7 little changes this week = $81.50

Published on March 24, 2016 12:45 pm, by

We think we are good at accounting for every dollar. Even so we thought it would be fun to do an experiment this week. Whenever the thought of spending crossed our mind we gave some thought to what we were doing and asked if we really needed it. Each time we saved or didn’t spend we put the money in to an envelope to count at the end of the week.

How we did it:

#1 I worked at home one day instead of going to the office. I saved $6 on coffee (I know, I know, I should only have 1 a day!) and $8 on bus fares.   Total saved = $14

#2 One afternoon I walked from the office to the car (7km walk) instead of catching a bus. Total saved = $3.50

#3 I baked. Instead of throwing out the old apples, we made some apple & cinnamon muffins and didn’t buy snacks for school lunches this week.  Ditto with the bananas, eating banana bread for breakfast a couple of days.  Total saved = $10

#4 I checked the catalogues. I needed washing powder as well as shampoo & conditioner. Dove was half price & so was radiant. I never pay full price, but I counted it anyway. Total savings off regular price was approx.$20.

#5 I filled up the car, remembered the petrol voucher and saved $2.

#6 We took take away coffees from home to the kid’s sports over the weekend, removing temptation to buy them. Total savings = $14

#7 I shopped around.  Although I did my online shop with Woolworths this week, I went to IGA for meat. With 5 meat eaters in the house, $5 per kg can make difference. This week the pork chops cost $9 less a kg. 2kg purchased = total savings $18

I was reminded of the following:

  • The little savings add up
  • Wasting food costs you money and not wasting food saves you money
  • In my house the weak spots are coffee and snack food
  • Even when you think you are budgeting well, you can find additional spots to save

Set yourself a challenge

There are so many ways to challenge yourself to save that little extra each week. I love the swap theory. Try swapping 10 minutes per day on social media to looking online at shopping catalogues one day, comparison websites for your insurances another day, maybe gas and electricity a third day and see how much you can save.

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Jen is an experienced banking professional who loves wine, coffee, finding a bargain and of course her three beautiful children. Since Jen's first budget led her to buy a home at 20, Jen has passionately helped others to make better decisions with their money.

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