Published on May 1, 2019 9:39 pm, by Pete Lalor
Wow. Who knew that being a pet owner could be so expensive! We’ve collected some hints and tips on saving money on the things you need to do and buy for your pets.
Pets & Pet Care
When it comes to things like Pet Grooming, you can do it yourself for nothing. There are plenty of resources available online to let you know how and what equipment you may need:
If you find it difficult, did you know that it’s often less costly for the vet to clip your animal’s nails than it is for a pet groomer or pet shop assistant? But don’t take our word for it, check in with your vet and the local pet groomers.
Pet training is often an early expense for new pet owners. However, it is another thing you can do at home. Here are some sites to get you started if you wish to do your own training –
If you have become a dog owner and want to take your pet to pet training then the options from most expensive to least are –
When it comes to purchasing equipment and accessories to care for your pet or for their enjoyment, it’s certainly worth shopping around. Many of the more well-known pet stores do have Price Match Guarantees.
These stores all have a price match guarantee on the products they sell. If you go into a physical store, we suggest doing an online price check and if you find the products cheaper, ask them to match the price.
There are a couple of ways to keep your costs lower here –
Vet programs are available through some major pet retailers and they provide consultations at an all-inclusive price. An example may be https://www.bestfriendspets.com.au/complete-care.
There are lots of advocates out there for making your own pet food. It can be as simple as a pot of boiling water with meat and veg offcuts, perhaps also adding in some mince and rice.
Other tips include –
Price Match Guarantee
These stores all have a price match guarantee on the products they sell. If you go into a physical store, we suggest doing an online price check and if you find the food cheaper, ask them to match the price.
The more research we do into Pet Insurance the more polarising we understand that it really is. Many people who have had pet insurance express unhappiness with policy choices, premiums and the claims process. Some others say it’s the only way to go citing the tens of thousands in vet bills it has saved them.
Pro-pet insurance advocates say:
Anti-pet insurance advocates say:
If you decide pet insurance is for you, research your policy, ask your vet for a recommendation, and read reviews from others who have insured with that company. Here is a good place to start in your research for pet insurance – https://www.choice.com.au/money/insurance/pet/buying-guides/pet-insurance
If you do buy Pet Insurance, it makes sense to buy it when your pet is young. Generally premiums increase steeply as your pet gets older. Once you’ve selected a provider you are pretty much stuck with them for as long as you want the policy as well because competitors will generally charge more (because your pet will be older than when you first took out the policy and pre-existing conditions won’t be covered).
If you decide pet insurance isn’t for you, it’s important to set aside funds for a pet emergency. Many people manage their unexpected pet expenses by opening an account and depositing a regular amount, maybe in line with the cost of pet insurance premiums. Then if they need the money they have it there. If they don’t, what a bonus, they have thousands of dollars they would have otherwise spent on premiums.
Make sure your dog or cat is registered, as if you do not do so you may be fined. The cost of registering a desexed animal is slightly less than a non-desexed animal. Registering protects pets, owners, and the community. It increases the chances of your pet being returned to you safely if they get lost.
New South Wales
In NSW failure to register your animal can result in a $330 fine. Pet registration is for a lifetime. The cost is –
In QLD failure to register your animal can result in a $266 fine. Pet registration is an annual fee. Registration costs vary between local councils, the annual cost in Brisbane is –
Pet registration is an annual cost in Victoria and varies per council area. Failure to register your animal can result in a fine up to $500. In Melbourne the annual registration cost is –
WA has a variety of options for paying Pet registration with different prices for dogs and cats. You can also choose to pay annually, 3 yearly or for a lifetime. You will find the current rates for Perth here: https://www.perth.wa.gov.au/live-and-work/residents/pets-and-animals
In Tasmania, failure to register your animal can result in a fine between $168 and $840. Pet registration is an annual fee. The annual cost for standard animals is –
In Tasmania, failure to register your animal can generally result in a fine between $170 and $750. Pet registration is an annual fee. The annual cost for standard animals is –
You can register your pet for annually, for 5 years or for their lifetime. Eligible Concession Cardholders will receive discounts. Fees and charges are listed here https://www.darwin.nt.gov.au/live/pets-wildlife/great-pets-start-with-you/pet-registration-microchipping
Australian Capital Territory
Pets are registered in the ACT for their lifetime. Eligible Concession Cardholders will receive discounts. Fees and charges are listed here https://www.cityservices.act.gov.au/about-us/fees_and_charges
In the ACT owners of dogs can also be fined for not exercising their pets.
Peter is the CEO of MoneyBrilliant. He has over 20 years experience in banking, insurance and accounting. Peter has three sons, ranging in age from 16 to 3, is a sport and fitness fanatic and a volunteer firefighter. He is passionate about improving people's lives through making financial services more accessible.