Money

Saving money at back to school time

Published on January 9, 2020 3:33 am, by

With fees, books, shoes, uniforms and extracurricular activities to think about, sending the kids back to school can be expensive.

We’ve put together some practical hints and tips on finding the best deals and saving money on these things.

Stationery

We think Aldi, Officeworks and Big W are usually the best options.

Aldi

Aldi’s back to school sale starts on the 15th January.

https://www.aldi.com.au/en/special-buys/special-buys-back-to-school/

Given the nature of Aldi you probably won’t be able to get everything you need and you’ll need to visit other stores as well. Anything you can’t get at Aldi you can probably get at Officeworks or Big W.

Officeworks

Until 9 February 2020 Officeworks is offering a Parent’s Price policy. This applies to items on the official stationery list supplied by your school. If you find an identical item for less, they will price match and deduct a further 20%.

https://www.officeworks.com.au/information/policies/parents-price-promise

Big W

Until 3rd February 2020 Bit W is offering 10% Back to School Supplies Price Beat Guarantee on any identical stationery, data storage, calculators computer accessories, printers, ink, backpacks, kids underwear, kids socks and Smash and Mambo lunch and storage items.

The Big W offer doesn’t require the items to be on an offical school stationery list.

https://www.bigw.com.au/back-to-school

Shoes

Don’t pay full price!

If you need to get your child standard black leather school shoes nearly everywhere is on sale. Take the time to shop around. The same goes for sports shoes.

Here are the sales we know about today:

Betts
40% off all Airflex school shoes
Free shipping on orders over $99

Clarks
20% off School shoes
Free shipping on orders over $99

Shoes & Sox
20% off School shoes & Black sport shoes

Myer
1 – 31 January
20% off selected school & sports shoes

David Jones
20% off selected sneakers & school shoes
Free shipping on orders over $100

Catch of the Day
A quick look shows a range of shoes with big discounts, so it might be worth taking a look to see if they currently have your child’s size.

Target
Target has some school shoes ranging from $35 to $45 however experience tells us that they don’t tend to last as long or as well as some of the more well-known school shoe brands.

K-Mart
School shoes here start at $15 per pair.

Uniforms

Some schools recycle school uniforms, so if you want to save a little bit of money on uniforms it’s worth asking if the uniform shop has any second-hand uniforms.

Alternatively, make use of Facebook community groups to ask if anybody has uniforms in good condition that they want to give away or sell.

Don’t worry about your kids being in used uniforms, they’ll be surrounded by other kids in new and not-new uniforms. Often uniforms are handed down from older siblings, friends, and neighbours.

If you are looking to buy new uniforms, and are struggling to get to the uniform shop, your school may be serviced by Lowes. Lowes offer free postage on spends over $100 as well as 90-day returns. If you don’t have time to get to the uniform shop at school, Lowes might be a good option for your family.

Extra-curricular and outside school activities

Most state governments now offer rebates to encourage parents to enrol their kids in sporting and creative activities. Eligibility and entitlements vary by state so check the table below and with your state government. Not all activity providers accept these vouchers, so it’s important to ask or find out whether they do before enrolling your child in the activity.

New South Wales

https://www.service.nsw.gov.au/campaign/active-kids All children between 4.5 and 18 years old who are NSW residents and enrolled in school (including homeschool) are eligible for a $100 voucher twice a year to use for sport or active recreation. The first voucher is available on the 1st of January & the 2nd voucher is available on the 1st of July.

https://www.service.nsw.gov.au/campaign/creative-kids All children between 4.5 and 18 years old who are NSW residents and enrolled in school (including homeschool) are eligible for a $100 voucher each year to use for activities such as creative arts, speech, drama, dance, digital design, coding, and music lessons and activities. The voucher is available for use at any time during the year and available on the 1st of January.

QLD

https://www.qld.gov.au/recreation/sports/funding/fairplay/apply Children between the ages of 5 and 17 who are QLD residents and listed on a Health Care Concession or Pensioner card are eligible to a $150 Fair Play Voucher to use at a variety of activity providers. You can apply for a voucher between the 22nd of January and the 1st of April for use before the 13th of May.

ACT
None

NT
https://nt.gov.au/leisure/sport/sport-and-swim-vouchers/sport-voucher-scheme-urban/get-sport-vouchers-for-your-child All children living in an urban area and enrolled in school (including homeschool) are eligible to receive two $100 sports vouchers each year. One in January and one in July, for sport, recreation and cultural activities. The vouchers expire on 31 May each year.

VIC
None

SA
https://www.sportsvouchers.sa.gov.au/ All primary school-aged children who are SA residents are eligible to receive a $100 voucher each calendar year. This includes Reception to Year 7 children, even when Year 7 is attended in a high school. These vouchers are intended to use as a discount to fees on sporting, dance and swimming activities.

WA
https://www.dlgsc.wa.gov.au/funding/sport-and-recreation-funding/kidsport/information-for-parents All children between the ages of 5 and 18 who are WA residents and listed on a Health Care Concession or Pensioner card are eligible to a $150 Kidsport Voucher to use at a variety of activity providers. The activity providers must be approved Kidsport providers.

Tasmania
https://www.communities.tas.gov.au/ticket-to-play All children between the ages of 5 and 18 who are Tasmanian residents and listed on a Health Care Concession or Pensioner card are eligible to a $100 Ticket to Play Voucher to use at a variety of activity providers. The voucher application process hasn’t yet opened for 2020 but you can call 1800252476 to enquire.

We also suggest you set a per term or per year budget and stick to it. Shop around for the best price for the activity your child is interested in – understanding that once they start somewhere changing providers is not always an option due to relationships they will quickly build.

If you’re looking to start your child off and are not sure what to look into first, club sport such as soccer, cricket, and netball are often less costly than options like gymnastics, martial arts, and dance.

School fees & Voluntary Contributions

School Fees

School fees are an unfortunate side effect of choosing to send your children to private school. The best way to manage this is to make sure you are budgeting for the cost. We would also suggest that you make sure your Emergency Fund is looking healthy as the last thing you want to do is dip into your school fee savings for any unforeseen circumstances.

Outside of that, we suggest knowing the policy of your school. Can you pay your bill annually on a per term basis or more frequently? Is there a financial advantage of paying them annually versus on a per term basis? Have a chat with the school if you need to and work out the most effective way for you to pay your fees.

Voluntary Contributions

As the name suggests these contributions are voluntary. The aim of them is to enhance the sporting and educational materials and facilities.

It is well within your rights to ask the school for an indication of where these contributions go if you are trying to make a decision about whether to pay them or not.

Often schools will invoice you for these contributions on the fee invoice, however, the government insists these are voluntary with the decision of whether to pay in the hands of the parents.

Here is more information about voluntary contributions – https://education.nsw.gov.au/policy-library/policies/voluntary-school-contribution.

Other contributions you may be asked to make are to the P&C (Parents and Carer’s) group. Sometimes this contribution will be asked for in lieu of helping out at the school, and sometimes to contribute to the areas of the school the P&C looks after. This can be things like the tuckshop, the library, and the playground equipment to name a few. The P&C will have records, often easily accessible where you can see where they have historically allocated their funds, and what priorities they have for future.

Excursions, camps & in school extras

It’s worth checking in with your school (if you don’t already know) to find out if they are having a camp for your child’s school year. From experience, the camps tend to cost between $300 and $900 depending on age, location, and length. Most schools could give you an indication before the school year starts.

You might want to set a budget for excursions as well, often it will depend on the school and the child’s year level. Again you could ask the school for an indication of how much excursions cost the previous year and choose a figure slightly higher to put in your budget.

School sports will differ between public and private schools. In public schools, a large portion of the cost associated is for transport. PSSA (Primary School Sports Association) will often cost between $80 and $120 per term for each child. The cost for a term of high school sport in a public school is pretty comparable. On the other hand, sport at private schools will vary significantly, sometimes with children requiring a different uniform for each sport.

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Jen is an experienced banking professional who loves wine, coffee, finding a bargain and of course her three beautiful children. Since Jen's first budget led her to buy a home at 20, Jen has passionately helped others to make better decisions with their money.

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