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Our D&M with Deborah Knight

Published on May 20, 2015 8:12 am, by

As the host of Financial Review Sunday, Deborah Knight is in the perfect position to talk land tax, life lessons and Lady GaGa. And we absolutely love her for it!

Q: Hi Deborah, can you share something personal so we can get to know you a little better?

A: I grew up in Coffs Harbour and studied communications at CSU Bathurst. I started work in commercial radio, then the ABC, before working for Channel 10 – at Parliament House in Canberra; as their US correspondent; and as presenter of the flagship 5pm news in Sydney. I moved to Channel 9 as a newsreader and am now hosting on Today and Financial Review Sunday. I am married with two young children.

Q: We assume your typical day doesn’t follow the same juggle the kids/keep the boss happy routine as us…

A: Actually, a typical day for me involves exactly that! Weekdays I juggle school drop off with canteen duty, reading in class and caring for my young daughter with any interviews or stories or work demands. Weekends I’m at work around 5.30am, on air at 7 till 10, researching the on air commitments on Friday and Saturday nights, and filling in on 9 news and other shows as required. Sunday I host Financial Review Sunday back to back with Today Show so it’s very different subject matter and very busy.

Q: Superwoman much ?! I bet our readers would like to hear your words of wisdom on making it all work.

A: Success is being proud of what you do – whatever that may be. If you don’t like what you do I don’t think you will ever be successful.

Q: We’re all about Wellness at MoneyBrilliant and one of the first places to achieve this is through a healthy work/life balance. Do you think you have that sorted?

A: I don’t think anyone with kids who also works has a completely healthy work life balance. The only people who might would have hired help like nannies or grandparents who pick up the slack. But I think working and being happy in your career is just as important a lesson for your children as caring for them full time. It shows them what they too can achieve.

Q: No doubt you’ve inspired a few of our own readers, but who are your own personal role models?

A: I admire Leigh Sales and Sally Sara at the ABC Both very accomplished but real people. I admire Sia and Lady Gaga as they’re successful on their own terms. And I secretly wish I was a rock star too!

Q: You work with words, so obviously talking isn’t too difficult for you, so we’re setting you with a challenge… describe your current relationship/values with your finances in five words or less !

A: I just need one word – unfinished! I’m always late with my tax and hopeless at getting basic things like my super sorted. Always on the to-do list though. I’m not sure at all in my knowledge of financial matters. I always seek professional help, and have done for years.

Q: Ha! Ladies and Gentleman (we know there’s a few of you reading this!) she is human! Do you use a budget?

A: I don’t budget but I try to live within my means and to pay off all bills on time – including credit cards. I try to review things like insurance on a semi regular basis to ensure I have the right product and best deal.

Q:You should check out our website MoneyBrilliant
(Cue Shameless Plug). So who are these professionals you speak of?

A: My accountant or financial adviser.

Q: You front a Financial Review show so we’re not convinced you’re completely clueless when it comes to matters of money! In your humble opinion and experience, how do you view the relationship between women and their finances and what skills do you think they need to be financially empowered?

A: I think women who have always worked are more inclined to be on an equal footing as men in terms of getting their finances sorted. Women need to be more proactive with super though – myself included. Knowledge is king – or queen, and finding a good adviser!

Q: What about those women who have not always worked (I’m doing a virtual head count of readers nodding in agreement and there’s a few).

A:. Not being in the workforce for your entire career is definitely a barrier which can keep women from being financially empowered. Years out of employment caring for children is a barrier to keeping on top of your finances. Not being paid equally to men is the main barrier. If we all want equality we should be proud feminists when it comes to pay.

Q: If we were reviewing your Financial Report Card, which subjects would score a gold star and which others would get a “Needs Improvement” Comment?

A: I’m proud that I’ve paid off my mortgage. But I don’t have an investment property as I am fearful it’s too much work. My super needs sorting and I have shares which I tend to hang on to rather than buy or sell.

Q: Spend, splurge, save … what do you have to say for yourself ?

A: I don’t spend much on personal things, but a huge chunk of my budget goes on boring household things like the groceries and bills. I’m trying to reach the best deals for gas and electricity as those prices are only going to keep rising. And I’ve started a veggie garden so hopefully the helps keep the shopping bills down.

Q: In the spirit of wellness, what words of wisdom would you give your 10 year younger self?

Enjoy life rather than always plan for the future.

LOOSE CHANGE

Q: First thing you think of when you wake up in the morning?
A:Kiss my kids.

Q: What did you want to do when you were younger?
A: What I do now – be a journalist. Or a rock star

Q:Who would play you in a movie of your life?
A: Ha – don’t think that would be a starter in Hollywood.

Q:What would you do if you won lotto ?
A:Travel the world and experience as much as I could.

Q:What do you never leave home without ?
A: My mobile phone