Safe Spending is all about showing you what cash is available in your bank accounts that is safe to spend without breaking your budget. Safe Spending considers your current budget and future budgets to cover the next twelve months.
Your Upcoming Reserve is the sum of any monthly deficit amounts you may have over the next twelve months. It ignores the months when you have a surplus.
We show this amount under Committed Money so you have it at the ready to meet your commitments in the months your income isn’t sufficient to do so.